The Parts of Medicare

Medicare is a federal insurance for those who are age 65 or older, or for some younger people with disabilities. While everyone may eventually receive Medicare, we aren’t exactly given a lot of helpful insight on the benefits and the different parts. Let’s uncover the different parts of Medicare:

Original Medicare:

· Part A (hospital insurance): inpatient care in hospitals, skilled nursing facility care, hospice care and home health care

· Part B (medical insurance): doctor and specialist visits, outpatient care, durable medical equipment and preventive services

Other Coverage:

· Part C (Medicare advantage): Original Medicare services plus extra benefits like over-the-counter items, dental, vision and hearing

· Part D (prescription drug coverage): Medicare-approved prescription medicines

· Medicare Supplement Plans: Medicare copays, coinsurance and deductibles

As you can see, Original Medicare doesn’t cover everything. If you find yourself needing more than just Part A and Part B, you can enroll in a health plan offered by a private health insurance companies.